What should I do if my car is scratched by a tree branch? Popular topics and solutions on the Internet in the past 10 days
Recently, discussions about vehicles being scratched by tree branches have been gaining momentum on social media and automotive forums. Especially with the increase in windy weather in spring, such incidents occur frequently, and car owners have shared their experience in handling them. This article will combine the hot content of the entire network in the past 10 days to provide you with structured solutions.
1. Popularity data of related topics in the past 10 days
| Platform | Topic keywords | amount of discussion | Peak popularity date |
|---|---|---|---|
| #The car was scratched by a branch# | 12,000 | 2023-05-15 | |
| Zhihu | "Methods for repairing a tree branch scraper" | 680 | 2023-05-18 |
| Douyin | #Branch scraper emergency treatment# | 3.5 million views | 2023-05-20 |
2. Grading treatment plan
Depending on the degree of scratching, the treatment methods vary:
| degree of damage | Characteristics of naked eye observation | Suggested handling | Estimated cost |
|---|---|---|---|
| minor scratches | Only the varnish layer is damaged | Polishing and waxing | 50-200 yuan |
| moderate scratches | Primer visible but no metal exposed | Partial touch up paint | 300-800 yuan |
| severe scratches | Exposed metal layer | Full surface spray painting | 1000-3000 yuan |
3. Insurance claims process
According to recent hot discussions on insurance forums, you should pay attention to the following when making car damage insurance claims:
1.Report the crime immediately: Most insurance companies require reporting a crime within 48 hours and providing photos of the scene.
2.Responsibility determination: If it is a roadside tree, you need to contact the municipal department to issue a certificate
3.Deductible calculation: Usually there is an absolute deductible rate of 15-20%, and some companies have launched "unable to find third-party special insurance" to provide full compensation.
| insurance company | Claims response time | Special services |
|---|---|---|
| Ping An Insurance | Determination of loss within 24 hours | Provide scooter service |
| Pacific Insurance | Determination of loss within 48 hours | Direct compensation from cooperative repair shops |
4. DIY repair skills (recent popular tutorials on Douyin)
1.Toothpaste temporary fix: Suitable for minor scratches, wipe repeatedly with a soft cloth dipped in toothpaste
2.Tips for using touch-up pens: After selecting the color number, test the color on a small area first and use dot application.
3.Scratch Wax Selection: Recent evaluation shows that 3M 39070 model has the best repair effect.
5. Preventive measures (from hot posts on automobile forums)
1.Parking location selection: Avoid parking under newly pruned trees and pay attention to dead branches.
2.protective equipment: Consider installing an invisible car cover. A certain brand’s recent promotion price is only 6,800 yuan/entire car.
3.Regular inspection: Check the car body promptly after strong windy weather to detect and deal with it early
6. Legal rights protection suggestions
According to recent legal advisory platform data, among the cases involving municipal trees:
| Rights protection methods | success rate | average processing cycle |
|---|---|---|
| municipal claims | 68% | 15 working days |
| civil litigation | 42% | 3-6 months |
Warm reminder: Keep key evidence such as on-site photos, maintenance invoices, and weather certificates. Recently, many car owners have reported that their complaints through the 12345 hotline were quickly handled.
In summary, the treatment of vehicles scratched by tree branches requires choosing an appropriate solution based on the actual situation. Minor injuries can be handled by yourself. In serious cases, it is recommended to go through the insurance process. If public facilities are involved, you should contact the relevant departments in time. Prevention is better than cure, and paying more attention to your surroundings when parking can effectively avoid such problems.
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